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Stay informed with the latest financial insights in Moneywise.com's research hub, where you'll find our latest up-to-date studies, surveys, and statistics on key financial topics, including consumer spending, inflation, debt trends, banking habits, and investment behaviors.
Whether you're looking for data-driven insights on the stock market and investing trends or the average returns on REITs, we survey, study, compile and analyze the most recent findings from trusted sources. Check back regularly for fresh updates and new research and explore our latest reports and trends below.
Ethical investing: Why Americans are putting values ahead of profit in 2025
(February 24, 2025)
Key takeaways:
• 2/3 of Americans factor ethics into their investment decisions.
• 66% of Americans would divest from companies with poor ethics.
• 47.5% of Gen Z have boycotted brands over social or political issues, with 52.5% of millennials reporting similar behavior.
• 55% of Americans are willing to accept lower returns in the short term (1–2 years) to support ethical investments.
30 Stock market facts every investor should know
(February 24, 2025)
Key takeaways:
• The stock market concept is more than 400 years old
• The New York Stock Exchange is over 200 years old
• The original Dow Jones index had just 12 companies
• September is the worst month to invest
Average return on REITs: Maximize your money through investment
(February 24, 2025)
Key takeaways of this research:
• Comparing REIT investing vs stock investing
• Historical REIT returns
• The best-performing REITs of 2025
What's the average stock market return?
(February 22, 2025)
Key takeaways of this research:
• Historical average stock market return
• Nominal vs. real returns
• Biggest factors that influence returns
54 Eye-opening personal finance statistics and facts in 2025
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(February 17, 2025)
• Inflation is a top concern for 41% of Americans in 2024, up from previous years.
• 41% of U.S. adults have credit card debt, followed by 24% with a mortgage.
• While 45% of Americans feel confident managing investments, 55% remain uncertain about their financial decisions.
Average retirement portfolio [2024 Survey] — How Americans invest in IRAs
(February 20, 2025)
Key takeaways:
• More than half (53%) of the people we surveyed said they don’t have an IRA.
• Men prefer investing in stocks more than women, but both prioritize cash or cash equivalents for stability and liquidity.
• Younger investors favor safer options like cash, while older groups lean on balanced portfolios of stocks and bonds.
• Higher-income and more educated respondents are more confident in taking risks with stocks and diversified strategies, while those with lower incomes or less education stick to safer, more liquid investments.
• While mixed portfolios are the top choice nationwide, the Midwest invests more cautiously, the Northeast and West stay balanced, and the South takes the most risks.
Home renovations: Unaffordable, unbearable and seemingly unavoidable
How much would you spend to stop feeling ashamed of your home?
How much do Americans know about buying a home?
‘The US is failing’: Shocking study of 10 wealthy nations reveals Americans die the youngest
Ultra-rich Americans have the highest 'life satisfaction' in the country
How much purchasing power will we have in the next 5 years?
Failing grade on financial literacy for college students
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